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general liability, liability exposures, multihospital, professional liability, risk



  1. Rotarius, Timothy PhD
  2. Liberman, Aaron PhD
  3. Trujillo, Antonio PhD


This research effort provides a comprehensive picture of risk management at a number of hospitals included under a multihospital system located in the southeastern United States. Specifically, this project examines both professional liability and general liability experience at the respective facilities for a 51/2-year period. A detailed analysis of the frequency, causes, location, and cost of liability exposures occurred. The results of this analysis strongly suggest that significant reforms in both the control of per-case liability cost exposures and in the method of calculating insurance premiums need to be considered.